3. What you'll get
The amount of Universal Credit you can get depends on your circumstances, including your income and how many children you have.
Your Universal Credit payment is made up of a basic ‘standard allowance’ and any extra amounts that apply to you.
|Your circumstances||Monthly standard allowance|
|Single and under 25||£251.77|
|Single and 25 or over||£317.82|
|In a couple and you’re both under 25||£395.20|
|In a couple and either of you are 25 or over||£498.89|
You may get more money on top of your standard allowance if you’re eligible.
|How much you’ll get||Extra monthly amount|
|For your first child||£277.08 (born before 6 April 2017)
£231.67 (born on or after 6 April 2017)
|For your second child||£231.67 per child|
|If you need help with childcare costs||85% of your costs (up to £646.35 for one child and £1,108.04 for 2 or more children)|
|If you have a disabled or severely disabled child||£357.78 to £649.38|
|If you’re disabled or have a health condition that stops you from working||£318.76|
|If you care for a disabled person||£151.89|
If you have children
You only get an extra amount of £231.67 for more than 2 children if:
- you were already claiming for more than 2 children before 6 April 2017
- you’re renewing a claim for more than 2 children that stopped within the past 6 months
- other exceptions apply
You might get the extra amount if you start caring for another child, depending on when they were born and how many children you have.
Use a benefits calculator to get an estimate of how much you could get.
You could get money to help pay your housing costs. Your eligibility and how much you get depends on your age and circumstances.
The payment can cover:
- mortgage interest
- some service charges
- interest on a loan secured against your home
Your Universal Credit payment will reduce gradually as you earn more. For every £1 you earn your Universal Credit payment will be reduced by 63p.
You can earn a certain amount before your Universal Credit is reduced if you or your partner either:
- are responsible for a child or young person
- have a disability or health condition that affects your ability to work
This is called a ‘work allowance’.
Your work allowance will be lower if you get help with housing costs.
|Your circumstances||Monthly work allowance|
|You get help with housing costs||£192|
|You don’t get help with housing costs||£397|
The benefit cap may limit the total amount of benefit you can get.