What you'll get

Your Universal Credit payment is made up of a standard allowance and any extra amounts that apply to you, for example if you:

  • have children
  • have a disability or health condition which prevents you from working
  • need help paying your rent

Use a benefits calculator to see how much you could get.

How much Universal Credit you get will depend on your earnings.

Your circumstances are assessed every month. Changes in your circumstances can affect how much you’re paid for the whole assessment period - not just from the date you report them.

The benefit cap may limit the total amount of benefit you receive.

Standard allowance

Your circumstances Monthly standard allowance
Single and under 25 £342.72
Single and 25 or over £409.89
In a couple and you’re both under 25 £488.59 (for you both)
In a couple and either of you are 25 or over £594.04 (for you both)

Extra amounts

You may get more money on top of your standard allowance if you’re eligible.

If you have children

If you have 1 or 2 children, you’ll get an extra amount for each child.

If you have 3 or more children, you’ll get an extra amount for at least 2 children. You can only get an extra amount for more children if any of the following are true:

  • your children were born before 6 April 2017
  • you were already claiming for 3 or more children before 6 April 2017
  • other exceptions apply

You’ll get an extra amount for any disabled or severely disabled child - no matter how many children you have or when they were born.

How much you’ll get Extra monthly amount
For your first child £281.25 (born before 6 April 2017)
£235.83 (born on or after 6 April 2017)
For your second child and any other eligible children £235.83 per child
If you have a disabled or severely disabled child £128.25 or £400.29
If you need help with childcare costs up to 85% of your costs (up to £646.35 for one child and £1,108.04 for 2 or more children)

You might get the extra amount if you start caring for another child, depending on when they were born and how many children you have.

If you have a disability or health condition

How much you’ll get Extra monthly amount
If you have limited capability for work and work-related activity £341.92
If you have limited capability for work and you started your health-related Universal Credit or Employment and Support Allowance (ESA) claim before 3 April 2017 £128.25

If you care for a severely disabled person

How much you’ll get Extra monthly amount
If you provide care for at least 35 hours a week for a severely disabled person who receives a disability-related benefit £162.92

This is on top of any extra amount you get if you have a disabled child.

Housing costs

You could get money to help pay your housing costs. How much you get depends on your age and circumstances.

The payment can cover rent and some service charges.

If you’re a homeowner, you might be able to get a loan to help with interest payments on your mortgage or other loans you’ve taken out for your home.

Other support you could get

If you receive Universal Credit you may also be able to get other financial support depending on your circumstances.

  1. Step 1 Check if you're eligible

  2. Step 2 Create an account and make a claim

    You need an online account to claim Universal Credit.

    1. Set up an account and make a claim

    You must submit your claim within 28 days of creating your account.

    If you live with your partner, they will also need to set up an account. You'll be given a code to link the accounts together.

  3. and Find out how your claim is assessed

    You'll need to have an interview with Jobcentre Plus. You'll be told how to arrange this after you submit your claim. It will be within 10 working days.

    If you have a disability or health condition you may need a work capability assessment. You'll be told if you need one after you claim.

    1. What to do if you have a health condition or disability
  4. Step 3 Apply for an advance on your first payment

    If you need help with bills or other costs while you wait for your first payment, you can apply to get an advance.

    1. Get an advance on your first Universal Credit payment
    2. Check if you can get any other financial support
  5. Step 4 Get your first payment

    You’ll get your first payment 5 weeks after you claim. Your account will be updated to tell you how much it will be.

    1. What to do if you disagree with the decision
  6. Step 5 Report any change of circumstances

    You must update your account if your circumstances change to get the right payment.

    1. How to report a change in circumstances
    2. What to do if your payments are stopped