Universal Credit

3. What you'll get

Your Universal Credit payment is made up of a standard allowance and any extra amounts that apply to you, for example if you:

  • have children
  • have a disability or health condition
  • need help paying your rent

Use a benefits calculator to see how much you could get.

Your circumstances are assessed every month and what you’re paid may change.

The benefit cap may limit the total amount of benefit you receive.

Standard allowance

Your circumstances Monthly standard allowance
Single and under 25 £251.77
Single and 25 or over £317.82
In a couple and you’re both under 25 £395.20 (for you both)
In a couple and either of you are 25 or over £498.89 (for you both)

Extra amounts

You may get more money on top of your standard allowance if you’re eligible.

If you have children

How much you’ll get Extra monthly amount
For your first child £277.08 (born before 6 April 2017)
£231.67 (born on or after 6 April 2017)
For your second child £231.67 per child
If you have a disabled or severely disabled child £357.78 to £649.38 (this includes the amount for your first or second child)
If you need help with childcare costs up to 85% of your costs (up to £646.35 for one child and £1,108.04 for 2 or more children)

You only get an extra amount for more than 2 children if:

  • you were already claiming for more than 2 children before 6 April 2017
  • you’re renewing a claim for more than 2 children that stopped within the past 6 months
  • other exceptions apply

You might get the extra amount if you start caring for another child, depending on when they were born and how many children you have.

If you have a disability or health condition or care for an adult who does

How much you’ll get Extra monthly amount
If you have limited capability for work and work-related activity £318.76
If you have limited capability for work and you started your Universal Credit or Employment and Support Allowance (ESA) claim before 3 April 2017 £126.11
If you care for a disabled person £151.89

Housing costs

You could get money to help pay your housing costs. How much you get depends on your age and circumstances.

The payment can cover:

  • rent
  • mortgage interest
  • some service charges
  • interest on a loan secured against your home

How your earnings affect what you get

If you’re employed, your Universal Credit payment reduces gradually as you earn more. For every £1 you earn your payment reduces by 63p.

There’s no limit to how many hours you can work.

Use a benefits calculator to see how increasing your hours or starting a new job could affect what you get.

There are different rules if you’re self-employed.

The work allowance

You can earn a certain amount before your Universal Credit is reduced if you or your partner either:

This is called a ‘work allowance’. Your work allowance is lower if you get help with housing costs.

Your circumstances Monthly work allowance
You get help with housing costs £192
You don’t get help with housing costs £397

Example You have a child and get money for housing costs in your Universal Credit payment. You’re working and earn £500 during your assessment period.

Your work allowance is £192. This means you can earn £192 without any money being deducted.

For every £1 of the remaining £308 you get, 63p is taken from your Universal Credit payment. So £308 x £0.63 = £194.04.

This means you earn £500 and £194.04 is deducted from your Universal Credit.

Other support you could get

If you receive Universal Credit you may also be able to get other financial support depending on your circumstances and where you live.