Get an advance or other financial support

If you need help to pay your bills or cover other costs, you might be able to apply for an advance, hardship payment or other financial support.

Applying for an advance or hardship payment

You’ll need to check which type of advance you’re eligible for. 

How much you can get depends on your circumstances and what you need the advance for.

The types you can get include:

You must usually pay this back through your future Universal Credit payments.

Get help with upfront childcare costs 

If you’re starting work or increasing your hours, you might also be able to get help to pay the upfront costs.

How to change your monthly Universal Credit

If you’re having financial difficulties or you’re behind on your rent, you can ask to change the way your Universal Credit is paid.

You or your landlord may be able to apply for an Alternative Payment Arrangement (APA).

Advice on money and debt

If you need help to manage your budget or bills, you can get free advice.

You can get help to take care of your living costs including support with your utility bills, housing costs or NHS prescriptions.