You can currently claim Universal Credit if you’re either:
- a single person anywhere in England, Wales and Scotland
- a couple or family living in certain areas
To get Universal Credit you must:
- be 18 or over
- be under State Pension age
- not be in full time education or training
- not have savings over £16,000
You’ll get less Universal Credit if you have savings over £6,000 or earn enough money to cover your basic living costs.
If you live with your partner you’ll need to make a joint claim as a couple. Your partner’s income and savings will be taken into account, even if they aren’t eligible for Universal Credit.
If you want to claim a benefit without your savings, your partner’s savings or their income being taken into account, you can apply for either:
You can apply for these if you’re entitled to apply for Universal Credit.
Who isn’t eligible
You can’t claim Universal Credit if you already get:
- Income Support
- income-based Jobseeker’s Allowance
- income-related Employment and Support Allowance
- income-related Incapacity Benefit
You may be able to claim other benefits if you don’t live in a qualifying area or you’re not eligible to claim Universal Credit.