1. Overview

The main student finance package for the 2015 to 2016 academic year includes a:

You might get extra help on top of this, eg if you study abroad.

Tuition Fee Loans pay for your course. Maintenance loans and grants help with living costs (eg accommodation, books, bills). You have to pay back loans but you don’t have to pay back grants.

You can use the repayment calculator to find out what your repayments might be.

You apply for student finance every year. You don’t need a confirmed place at university or college to apply.

If your course starts after September 2016

From 1 September 2016 the student finance package will include a Tuition Fee Loan and a Maintenance Loan only.

You’ll still be able to apply for extra help, eg if you have children or are disabled.

If your course started before September 2012

The rules are different if your course started before September 2012.

How to apply or support an application

Find out how to apply for student finance.

You’ll normally need to support a student finance application if you’re the parent or partner of a student.

There’s a different process if you’re a student from Scotland, Wales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey, Guernsey) or Isle of Man.