1. Overview

The main student finance package includes a:

You might get extra help on top of this, eg if you study abroad.

The rules are different if your course started before September 2012.

Tuition Fee Loans pay for your course. Maintenance loans and grants help with living costs (eg accommodation, books, bills). You have to pay back loans but you don’t need to pay back grants.

You can use our repayment calculator to find out what your repayments might be.

You apply for student finance every year. You don’t need a confirmed place at university or college to apply.

How to apply or support an application

Find out how to apply for student finance.

You’ll normally need to support a student finance application if you’re the parent or partner of a student.

There’s a different process if you’re a student from Scotland, Wales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey, Guernsey) or Isle of Man.