Student finance for undergraduates
You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.
You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.
If you’re a continuing student or you’ve already created an account, log in to your account.
Before you apply
You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.
You’ll be charged interest on the loan from the day you take it out. The terms and conditions can change.
Student loans: a guide to terms and conditions 2022 to 2023
Student loans: a guide to terms and conditions 2023 to 2024
The rules are different if your course started before September 2016.
Read the student finance privacy notice to find out how the information you provide will be used.
You can give someone permission to act on your behalf (for example using Power of Attorney) if you want them to apply for you.
How to apply
Find out how to apply for student finance.
If you’re under 25 and have no contact with your parents, you might be able to apply as an ‘estranged student’.
If you spent at least 13 weeks in the care of your local authority before you turned 16, you might be able to apply as a care leaver.
If you’re not from England
There’s a different process if you’re: