Continuing full-time students

What you’re eligible for depends on when your course starts.

You may also be able to get extra help.

If your course starts on or after 1 August 2016

You can apply for a Tuition Fee Loan and a Maintenance Loan if your course starts on or after 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2019 to 2020 academic year 2020 to 2021 academic year
Full-time student Up to £9,250 Up to £9,250

Maintenance Loan for living costs

You may have to give details of your household income.

The loan is paid directly into your bank account at the start of term. You have to pay the loan back.

2019 to 2020 academic year 2020 to 2021 academic year
Living at home Up to £7,529 Up to £7,747
Living away from home, outside London Up to £8,944 Up to £9,203
Living away from home, in London Up to £11,672 Up to £12,010
You spend a year of a UK course studying abroad Up to £10,242 Up to £10,539

You must report any changes to your living arrangements, including if you’re no longer studying abroad in your online account, so you get the correct amount of student finance.

If you’re 60 or over on the first day of the first academic year of your course you can apply for up to £3,893.

In your final year, you’ll receive less money than you did in previous years.

If your course started before 1 August 2016

You can apply for grants and loans if your course started before 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2019 to 2020 academic year 2020 to 2021 academic year
Full-time student Up to £9,250 Up to £9,250

Maintenance Loan for living costs

Students aged 60 and over cannot apply. You may have to give details of your household income.

The loan is paid directly into your bank account at the start of each term. You have to pay the loan back.

You must report any changes to your living arrangements, including if you’re no longer studying abroad in your online account, so you get the correct amount of student finance.

2019 to 2020 academic year 2020 to 2021 academic year
Living at home Up to £5,099 Up to £5,247
Living away from home, outside London Up to £6,411 Up to £6,597
Living away from home, in London Up to £8,946 Up to £9,205
You spend a year of a UK course studying abroad Up to £7,617 Up to £7,838

In your final year, you’ll receive less money than you did in previous years.

Maintenance Grant for living costs

You have to give details of your household income and your course start date.

The grant is paid into your bank account at the start of each term. You do not have to pay it back, but any funds you get will reduce the Maintenance Loan you can get.

Special Support Grant

You may get a Special Support Grant instead of a Maintenance Grant if you get or qualify for:

  • Income Support
  • income-related Employment and Support Allowance
  • Housing Benefit
  • the housing element of Universal Credit

The amount you get is the same as the Maintenance Grant, but it will not reduce the Maintenance Loan you can get.

You may get the Special Support Grant if, for example, you’re a lone parent or have certain disabilities.

You’ll be told if you can get the grant when you apply for student finance.

Apply

Apply for student finance or find out how to apply.

Help with the costs of studying abroad

You might get a grant to cover some travel expenses if you normally live in England but study away from home. If you’re a medical or dental student you might also qualify for help with the costs of attending clinical placements in the UK.

Help during coronavirus (COVID-19)

Read the guidance for students during coronavirus for more information, including if:

  • your university or college is shut
  • your household income changes
  • you’ll need to repeat or extend your studies

Further information

2020 to 2021 academic year

2019 to 2020 academic year

  1. Step 1 Check if you're eligible

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying
  3. and Check if you can get extra help

  4. Step 3 Prepare your application

  5. Step 4 Apply

    1. Apply online

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application
  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account
  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course
  9. Step 8 Repay your loan