Student finance: how to apply
When to apply
You can apply online for undergraduate student finance now.
Applications for postgraduate student finance will open in June 2024.
You can still apply for funding up to 9 months after the first day of the academic year for your course.
| Course start date | Apply by |
|---|---|
| Between 1 August and 31 December | 31 May after your course started |
| Between 1 January and 31 March | 30 September after your course started |
| Between 1 April and 30 June | 31 December after your course started |
| Between 1 July and 31 July | 31 March after your course started |
You do not need a confirmed place to apply.
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Step 1: Check if you're eligible
There’s a different process if you’re a student from:
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Step 2: Find out how much loan you could get
Find out the maximum tuition fee and maintenance loan you could get if you're a:
- new full-time student
- continuing full-time student
- part-time student
- student who started before 1 August 2016
How much maintenance loan you get depends on where you'll study and your household income.
You'll have to pay back any loan you get.
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and Check if you can get extra help
You might be able to get extra money if you:
- are under 25, have no contact with your parents and support yourself
- pay for childcare
- are a full-time student with children
- have an adult who depends on you financially
- have a disability, mental or physical health problem or learning difficulty like dyslexia
You might also be able to get other financial help, for example from your university or the government.
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Step 3: Prepare your application
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Step 4: Apply online
If you're eligible for Tuition Fee Loans, Maintenance Loans, or Maintenance Grants, you can apply online.
You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.
It can take up to 6 weeks to process your application. You might have to provide extra evidence.
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or Apply by post
If you’re eligible for tuition fee-only funding, you must complete a form and send it by post instead. You cannot apply online.
You can also apply by post if you're unable to apply online.
It can take up to 6 weeks to process your application. You might have to provide extra evidence.
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Step 5: Update your details if your circumstances change
You must update your application if your circumstances change. For example if you:
- change your course through clearing
- change where you're going to live - for example with your parents instead of halls
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Step 6: Make sure you can be paid
After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.
Use your student finance account to:
- update your bank details - for example if you open a student account
- check how much you'll be paid
- check when you'll be paid
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Step 7: Check what to do while you're studying
You'll need to reapply for student finance for each year of your course.
You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.
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Step 8: Check what to do when you stop studying
When you stop studying the Student Loans Company (SLC) will create a student loans repayment account for you.
The log in details will be the same as for your student finance account. You should check your contact details are correct.
You must update your employment details if:
- you leave the UK for more than 3 months
- SLC asks you to update them
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Step 9: Repay your loan