Student finance: how to apply

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Proof of identity

Students from England

Include your valid UK passport details in your application the first time you apply. Fill in the passport details form - do not send the passport itself.

Academic year Form
2022 to 2023 UK passport details form 2022 to 2023
2021 to 2022 UK passport details form 2021 to 2022

If you do not have a UK passport

If you do not have a UK passport (or it has expired), you can either:

  • upload a copy of your birth or adoption certificate to your student finance account
  • send a copy of your birth or adoption certificate to Student Finance England by post

If you’re sending your original birth or adoption certificate by post

Include your name and address. You should also include your customer reference number if you have one. This is an 11-digit number. You can find it on letters or emails you’ve had from Student Finance England.

EU students

If you have settled or pre-settled status under the EU Settlement Scheme, you only need to provide your share code to prove your immigration status and identity. You do not need to send your passport. Someone will contact you to ask for your share code after you apply.

If you do not have settled or pre-settled status under the EU Settlement Scheme, send your non-UK passport or identity card the first time you apply.

Where to send your documents

Any original documents you send will be returned to you within 4 weeks.

Students from England

Student Finance England
PO Box 210

EU students

Student Finance Services Non UK Team
Student Finance England
PO Box 89

  1. Step 1 Check if you're eligible

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying
  3. and Check if you can get extra help

  4. Step 3 Prepare your application

  5. Step 4 Apply

    1. Apply online

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application
  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account
  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course
  9. Step 8 Check what to do when you stop studying

    When you stop studying the Student Loans Company (SLC) will create a student loans repayment account for you.

    Make sure your contact details are up to date in your repayment account. The log in details will be the same as for your student finance account.

    1. Sign in to your student loan repayment account
    2. Update your employment details
  10. Step 9 Repay your loan