Student finance: how to apply

4. Household income

You must provide your household income if you apply for any of the following:

  • full Maintenance Loan
  • Maintenance Grant - not available if your course started on or after 1 August 2016
  • Special Support Grant - not available if your course started on or after 1 August 2016
  • Childcare Grant
  • Adult Dependants’ Grant
  • Parents’ Learning Allowance

You’ll need to provide your household income for tax year:

  • 2015 to 2016 if you’re applying for the 2017 to 2018 academic year
  • 2014 to 2015 if you’re applying for the 2016 to 2017 academic year

After you apply, Student Finance England will ask the people in your household to confirm their income. They might need to provide evidence.

What counts as household income

Your household income is your taxable income plus the income of:

  • your parents - if you’re under 25 and live with them or depend on them financially
  • one of your parents and their partner - if you’re under 25 and live with them or depend on them financially
  • your partner - if you’re over 25 and live with them (even if they spend most of their time abroad)

If you’ve had no contact with your parents for over a year, you might be able to apply as an ‘estranged student’.