5. Household income

Your household income is made up of your income plus the income of:

  • your parents, if you’re under 25 and live with them or depend on them financially
  • one of your parents and their partner, if you’re under 25 and live with them or depend on them financially
  • your partner, if you’re over 25

You must provide details of your household income if you apply for any of the following:

  • full Maintenance Loan
  • Maintenance Grant (not available to new 2016 to 2017 students)
  • Special Support Grant (not available to new 2016 to 2017 students)
  • Childcare Grant
  • Adult Dependants’ Grant

What income is assessed

Your parents’ income is assessed if you’re under 25 and depend on them financially.

If you’ve had no contact with your parents for over a year, you may be able to apply as an ‘estranged student’.

Your partner’s income is assessed if you’re over 25 and you either:

  • live with them
  • don’t live with them but consider yourself married, eg your partner usually lives and works abroad

Earned and unearned income (eg benefits, pension or investments) for a certain tax year will be assessed. The tax year chosen will depend on the academic year you’re applying for.

Academic year Tax year assessed
2016 to 2017 Tax year 2014 to 2015
2015 to 2016 Tax year 2013 to 2014

Change the tax year that’s assessed

If your household income is expected to drop by 15% or more, you can ask for income details for the current tax year to be assessed instead. To do this, download and fill in a ‘CYI - current tax year income form’.

Academic year Form
2016 to 2017 CYI - current tax year income assessment form (PDF, 179KB)
2015 to 2016 CYI - current tax year income assessment form (PDF, 644KB)

Send your completed form to Student Finance England.

Student Finance England

PO Box 210

Darlington

DL1 9HJ