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Student finance: how to apply
5. Household income
Your household income is made up of your income plus the income of:
- your parents, if you’re under 25 and live with them or depend on them financially
- one of your parents and their partner, if you’re under 25 and live with them or depend on them financially
- your partner, if you’re over 25
You must provide details of your household income if you apply for any of the following:
- full Maintenance Loan
- Maintenance Grant - not available if your course started on or after 1 August 2016
- Special Support Grant - not available if your course started on or after 1 August 2016
- Childcare Grant
- Adult Dependants’ Grant
What income is assessed
Your parents’ income is assessed if you’re under 25 and depend on them financially.
If you’ve had no contact with your parents for over a year, you may be able to apply as an ‘estranged student’.
Your partner’s income is assessed if you’re over 25 and you either:
- live with them
- don’t live with them but consider yourself married, for example if your partner usually lives and works abroad
Earned and unearned income (such as benefits, pension or investments) for a certain tax year will be assessed. The tax year chosen will depend on the academic year you’re applying for.
|Academic year||Tax year assessed|
|2017 to 2018||Tax year 2015 to 2016|
|2016 to 2017||Tax year 2014 to 2015|
Change the tax year that’s assessed
If your household income is expected to drop by 15% or more, you can ask for income details for the current tax year to be assessed instead. To do this, download and fill in a ‘CYI - current tax year income form’.
|2017 to 2018||CYI - current tax year income assessment form - 2017 to 2018 (PDF, 566KB)|
|2016 to 2017||CYI - current tax year income assessment form - 2016 to 2017 (PDF, 179KB)|
Send your completed form to Student Finance England.
Student Finance England
PO Box 210