Student finance for undergraduates

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Continuing full-time students

What you’re eligible for depends on when your course starts.

You may also be able to get extra help.

If your course starts on or after 1 August 2016

You can apply for a Tuition Fee Loan and a Maintenance Loan if your course starts on or after 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

If you’re a full-time student, you can get up to £9,250.

Maintenance Loan for living costs

You may have to give details of your household income and your course start date.

The loan is paid directly into your bank account at the start of term. You have to pay the loan back.

2021 to 2022 academic year 2022 to 2023 academic year
Living with your parents Up to £7,987 Up to £8,171
Living away from your parents, outside London Up to £9,488 Up to £9,706
Living away from your parents, in London Up to £12,382 Up to £12,667
You spend a year of a UK course studying abroad Up to £10,866 Up to £11,116
If you’re 60 or over on the first day of the first academic year of your course Up to £4,014 Up to £4,106

You may not get the full amount, so you may have to find other ways to fund the rest of your living costs. This could include, for example, part-time work, local authority assistance, bursaries, scholarships, or family contributions.

You can use the student finance calculator to estimate how much Maintenance Loan you’ll get - it will also tell you if you’re eligible for extra grants or allowances.

You must report any changes to your living arrangements in your online account, so you get the correct amount of student finance. You might need evidence of any changes.

In your final year, you’ll receive less money than you did in previous years.

If your course started before 1 August 2016

You can apply for grants and loans if your course started before 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2021 to 2022 academic year 2022 to 2023 academic year
Full-time student Up to £9,250 Up to £9,250

Maintenance Loan for living costs

Students aged 60 and over cannot apply. You may have to give details of your household income - this can affect how much you get.

The loan is paid directly into your bank account at the start of each term. You have to pay the loan back.

You must report any changes to your living arrangements, including if you’re no longer studying abroad in your online account, so you get the correct amount of student finance.

2021 to 2022 academic year 2022 to 2023 academic year
Living with your parents Up to £5,410 Up to £5,534
Living away from your parents, outside London Up to £6,802 Up to £6,958
Living away from your parents, in London Up to £9,490 Up to £9,708
You spend a year of a UK course studying abroad Up to £8,081 Up to £8,267

You may not get the full amount, so you may have to find other ways to fund the rest of your living costs. This could include, for example, part-time work, local authority assistance, bursaries, scholarships, or family contributions.

You can use the student finance calculator to estimate how much Maintenance Loan you’ll get - it will also tell you if you’re eligible for extra grants or allowances.

In your final year, you’ll receive less money than you did in previous years.

Maintenance Grant for living costs

You have to give details of your household income and your course start date.

The grant is paid into your bank account at the start of each term. You do not have to pay it back, but any funds you get will reduce the Maintenance Loan you can get.

Special Support Grant

You may get a Special Support Grant instead of a Maintenance Grant if you get or qualify for:

  • Income Support
  • income-related Employment and Support Allowance
  • Housing Benefit
  • the housing element of Universal Credit

The amount you get is the same as the Maintenance Grant, but it will not reduce the Maintenance Loan you can get.

You may get the Special Support Grant if, for example, you’re a lone parent or have certain disabilities.

You’ll be told if you can get the grant when you apply for student finance.

Apply

Apply for student finance or find out how to apply.

Help with the costs of studying abroad

You might get a grant to cover some travel expenses if you normally live in England but study away from home. If you’re a medical or dental student you might also qualify for help with the costs of attending clinical placements in the UK.

Further information

2021 to 2022 academic year

Student loans: a guide to terms and conditions 2021 to 2022

How you’re assessed and paid - 2021 to 2022 guide

2022 to 2023 academic year

Student loans: a guide to terms and conditions 2022 to 2023

How you’re assessed and paid - 2022 to 2023 guide

  1. Step 1 Check if you're eligible

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying
  3. and Check if you can get extra help

  4. Step 3 Prepare your application

  5. Step 4 Apply

    1. Apply online

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application
  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account
  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course
  9. Step 8 Check what to do when you stop studying

    When you stop studying the Student Loans Company (SLC) will create a student loans repayment account for you.

    Make sure your contact details are up to date in your repayment account. The log in details will be the same as for your student finance account.

    1. Sign in to your student loan repayment account
    2. Update your employment details
  10. Step 9 Repay your loan