New full-time students

You can apply for a Tuition Fee Loan and Maintenance Loan if your course starts on or after 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2020 to 2021 academic year 2021 to 2022 academic year
Full-time student Up to £9,250 Up to £9,250

If you’re studying an accelerated degree course, you could get up to £11,100.

Maintenance Loan for living costs

You may have to give details of your household income.

The loan is paid directly into your bank account at the start of each term. You have to pay the loan back.

2020 to 2021 academic year 2021 to 2022 academic year
Living at home Up to 7,747 Up to £7,987
Living away from home, outside London Up to £9,203 Up to £9,488
Living away from home, in London Up to £12,010 Up to £12,382
You spend a year of a UK course studying abroad Up to £10,539 Up to £10,866

You must report any changes to your living arrangements in your online account, so you get the correct amount of student finance. You might need evidence of any changes.

If you’re 60 or over on the first day of the first academic year of your course you can apply for up to £4,014.

Use the student finance calculator to estimate your Maintenance Loan.

Applying during coronavirus (COVID-19)

Read the guidance for students during coronavirus for more information about:

  • changes in your household income
  • self-isolation stopping you from posting evidence
  • contacting the Student Loans Company

Coronavirus and maintenance loans

You do not need to tell SLC if your course has moved online, as long as your living arrangements stay the same. If they have changed, you must update your address in your online account.

Extra help with travel costs

You might get a grant to cover some travel expenses if you normally live in England but study away from home. If you’re a medical or dental student you might also qualify for help with the costs of attending clinical placements in the UK.

Further information

2020 to 2021 academic year

2021 to 2022 academic year

  1. Step 1 Check if you're eligible

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying
  3. and Check if you can get extra help

  4. Step 3 Prepare your application

  5. Step 4 Apply

    1. Apply online

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application
  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account
  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course
  9. Step 8 Repay your loan