Student finance if you suspend or leave your course

Stopping your student loan

Talk to your university or college if you’re thinking about suspending your studies or leaving your course early.

You must stop your student loan payments if you decide to suspend or leave.

If you suspend your studies you can usually postpone your loan payments until you return.

If you suspend because of illness, pregnancy or another serious personal reason, you might still be able to get student finance while you’re away.

You’ll still have to repay your loan if you suspend or leave your course early.

How to stop your loan payments

You must:

  • tell your university or college that you’re leaving or suspending your course
  • call Student Finance England if you’re a student from England

The number you must call is different if you’re a student from Scotland, Wales or Northern Ireland.

Call to stop your payments as soon as you decide to suspend or leave your course. If you do not, you might need to pay back an extra Maintenance Loan payment.

What happens next

Your university or college will tell your student finance provider the date you finished your studies.

Your student finance provider will reassess your student finance based on the number of days you attended your course. They will then send you a letter explaining how much loan you must repay.

  1. Step 1 Check if you're eligible

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying
  3. and Check if you can get extra help

  4. Step 3 Prepare your application

  5. Step 4 Apply

    1. Apply online

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application
  7. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account
  8. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
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  9. Step 8 Repay your loan