If your course started between 1 September 2012 and 1 August 2016

If you’re a UK full-time student, you can apply for a Tuition Fee Loan, Maintenance Loan, Maintenance Grant or Special Support Grant. If you’re an EU full-time student, you can apply for a Tuition Fee Loan. You must be continuing a course in either of the following academic years: 2021 to 2022 2022 to 2023 Tuition Fee Loan Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back. 2021 to 2022 academic year 2022 to 2023 academic year Full-time student Up to £9,250 Up to £9,250 Maintenance Loan for living costs Students aged 60 and over cannot apply. You may have to give details of your household income - this can affect how much you get. The loan is paid directly into your bank account at the start of each term. You have to pay the loan back. You may not get the full amount, so you may have to find other ways to fund the rest of your living costs. This could include, for example, part-time work, local authority assistance, bursaries, scholarships, or family contributions. You can use the student finance calculator to estimate how much Maintenance Loan you’ll get - it will also tell you if you’re eligible for extra grants or allowances. You must report any changes to your living arrangements, including if you’re no longer studying abroad in your online account , so you get the correct amount of student finance. How much you can get The maximum amount you can get depends on where you live. 2021 to 2022 academic year 2022 to 2023 academic year Living with your parents Up to £5,410 Up to £5,534 Living away from your parents, outside London Up to £6,802 Up to £6,958 Living away from your parents, in London Up to £9,490 Up to £9,708 You spend a year of a UK course studying abroad Up to £8,081 Up to £8,267 If you’re in your final year of study You’ll get less money in your final year because SLC stops paying you after the last day of term. 2021 to 2022 academic year 2022 to 2023 academic year Living with your parents Up to £4,970 Up to £5,084 Living away from your parents, outside London Up to £6,325 Up to £6,470 Living away from your parents, in London Up to £8,643 Up to £8,842 You spend a year of a UK course studying abroad Up to £7,023 Up to £7,185 Maintenance Grant for living costs You have to give details of your household income and your course start date. The grant is paid into your bank account at the start of each term. You do not have to pay it back, but any funds you get will reduce the Maintenance Loan you can get. Special Support Grant You may get a Special Support Grant instead of a Maintenance Grant if you get or qualify for: Income Support income-related Employment and Support Allowance Housing Benefit the housing element of Universal Credit The amount you get is the same as the Maintenance Grant, but it will not reduce the Maintenance Loan you can get. You may get the Special Support Grant if, for example, you’re a lone parent or have certain disabilities. You’ll be told if you can get the grant when you apply for student finance.

If your course started before 1 September 2012

If you’re a UK full-time student, you can apply for a Tuition Fee Loan, Maintenance Loan, Maintenance Grant or Special Support Grant. If you’re an EU full-time student, you can apply for a Tuition Fee Loan. You must be continuing a course in either of the following academic years: 2021 to 2022 2022 to 2023 Tuition Fee Loans You can apply for a Tuition Fee Loan of up to £3,465 if you’re a full-time UK or EU student. The loan is paid directly to your university or college and you have to pay it back. Maintenance Loan for living costs You must be a full-time UK student. You have to repay the loan. The loan depends on your household income (your parents’ or partner’s income plus yours) and where you live. It will be paid into your bank account at the start of term. You cannot apply if you’re an EU student. How much you can get The maximum amount you can get depends on where you live. Maintenance Loan for the 2021 to 2022 academic year Maintenance Loan for the 2022 to 2023 academic year Living at home Up to £4,747 Up to £4,856 Living away from home, outside London Up to £6,122 Up to £6,263 Living away from home, in London Up to £8,567 Up to £8,764 Studying abroad for a year, as part of a UK course Up to £7,287 Up to £7,455 If you’re in your final year of study You’ll get less money in your final year because SLC stops paying you after the last day of term. Maintenance Loan for the 2021 to 2022 academic year Maintenance Loan for the 2022 to 2023 academic year Living at home Up to £4,306 Up to £4,405 Living away from home, outside London Up to £5,665 Up to £5,795 Living away from home, in London Up to £7,800 Up to £7,979 Studying abroad for a year, as part of a UK course Up to £6,337 Up to £6,483 Maintenance Grant for living costs You must be a full-time UK student. You do not have to repay the grant - the grant depends on your household income (your parents’ or partner’s income plus yours) and when you start your course. The grant is paid into your bank account at the start of term. You cannot apply if you’re an EU student. Maintenance Grant for 2021 to 2022 Full-time student – household income 2021 to 2022 Maintenance Grant for the 2021 to 2022 academic year £25,000 or less £3,597 £25,001 to £50,719 £50 to £3,596 Over £50,719 No grant Maintenance Grant for 2022 to 2023 Full-time student – household income 2021 to 2022 Maintenance Grant for the 2021 to 2022 academic year £25,000 or less £3,680 £25,001 to £50,724 £50 to £3,679 Over £50,719 No grant

Student finance if you started before 1 August 2016

What you can get

The student finance you can apply for depends on:

your course and when it started
your income
if you’re from the UK or the EU

There are different rules for courses that started on or after 1 August 2016.

If you’re not from England

There’s a different process if you’re:

View a printable version of the whole guide

Step 1 Check if you're eligible
1. Check if you're eligible for student finance
There’s a different process if you’re a student from:
- Scotland
- Wales
- Northern Ireland
- Jersey
- Guernsey
- Isle of Man
Step 2 Find out how much loan you could get
Find out the maximum tuition fee and maintenance loan you could get if you're a:
How much maintenance loan you get depends on where you'll study and your household income.
1. Use the student finance calculator to estimate your maintenance loan
You'll have to pay back any loan you get.
1. Find out how much you'll repay
2. Find out when you'll start repaying
and Check if you can get extra help
You might be able to get extra money if you:
You might also be able to get other financial help, for example from your university or the government.
1. Find out about extra help
Step 3 Prepare your application
Step 4 Apply
1. Apply online
You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

It can take up to 6 weeks to process your application. You might have to provide extra evidence.
Step 5 Update your details if your circumstances change
You must update your application if your circumstances change. For example if you:
- change your course through clearing
- change where you're going to live - for example with your parents instead of halls
1. Find out how to update your application
Step 6 Make sure you can be paid
After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

Use your student finance account to:
- update your bank details - for example if you open a student account
- check how much you'll be paid
- check when you'll be paid
1. Sign in to your student finance account
Step 7 Check what to do while you're studying
You'll need to reapply for student finance for each year of your course.

You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.
1. Check how to update your details
2. Find out what to do if you suspend or leave your course
Step 8 Check what to do when you stop studying
When you stop studying the Student Loans Company (SLC) will create a student loans repayment account for you.

Make sure your contact details are up to date in your repayment account. The log in details will be the same as for your student finance account.
1. Sign in to your student loan repayment account
2. Update your employment details
Step 9 Repay your loan
1. Find out how much you'll repay
2. Find out when you'll start repaying

Student finance if you started before 1 August 2016

What you can get

If you’re not from England

Step 1 Check if you're eligible

Step 2 Find out how much loan you could get

and Check if you can get extra help

Step 3 Prepare your application

Step 4 Apply

Step 5 Update your details if your circumstances change

Step 6 Make sure you can be paid

Step 7 Check what to do while you're studying

Step 8 Check what to do when you stop studying

Step 9 Repay your loan

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Student finance if you started before 1 August 2016

What you can get

If you’re not from England

Part of Get undergraduate student finance: step by step

Step 1: Check if you're eligible

Step 2: Find out how much loan you could get

and Check if you can get extra help

Step 3: Prepare your application

Step 4: Apply

Step 5: Update your details if your circumstances change

Step 6: Make sure you can be paid

Step 7: Check what to do while you're studying

Step 8: Check what to do when you stop studying

Step 9: Repay your loan

Is this page useful?

Help us improve GOV.UK

Help us improve GOV.UK

Step 1 Check if you're eligible

Step 2 Find out how much loan you could get

Step 3 Prepare your application

Step 4 Apply

Step 5 Update your details if your circumstances change

Step 6 Make sure you can be paid

Step 7 Check what to do while you're studying

Step 8 Check what to do when you stop studying

Step 9 Repay your loan