Members of AFPS 05 who have built pension benefits elsewhere have the option to transfer in the value of their other benefits to receive a service credit in AFPS 05. There are two types of transfer, a “club” and “non-club”. A “club” transfer takes place when the previous arrangement is a member of the public sector transfer club and a “non-club” transfer takes place if the previous scheme is not a member of the public sector transfer club.
These factors should also be used in conjunction with the Adjustments in Market Conditions (AMC) table.
Please note there are different factor tables for males and females.