Universal Credit

1. Overview

Universal Credit is a monthly payment that replaces some other benefits.

You may be able to claim Universal Credit if you’re on a low income or out of work.

How much you’ll get depends on your circumstances, including your income and how many children you have.

How it works

There’s no limit to the number of hours you can work a week if you get Universal Credit.

Your payment will reduce gradually as you earn more. You won’t lose all your benefits at once if you’re on a low income.

How you’ll be paid

Universal Credit is paid differently from other benefits. It’ll be paid once a month, usually into your bank, building society or credit union account.

If you live with your partner and you both claim Universal Credit, you’ll receive a single payment that covers you both.

Contact the Money Advice Service to get help budgeting and planning for Universal Credit.

Paying your rent

You can get help with housing costs. It’ll be paid to you as part of your monthly Universal Credit payment.

You’ll have to arrange to start paying your own rent if you used to get Housing Benefit and don’t do this already.