1. Overview

The State Pension is changing. This guide doesn’t apply to you if you’re:

  • a man born on or after 6 April 1951
  • a woman born on or after 6 April 1953

You’ll need to read about the new State Pension instead.

You reach State Pension age before 6 April 2016

The basic State Pension is a regular payment from the government that you can get when you reach State Pension age.

To get it you must have paid or been credited with National Insurance contributions.

The most you can currently get is £115.95 per week.

The basic State Pension increases every year by whichever is the highest:

  • earnings - the average percentage growth in wages (in Great Britain)
  • prices - the percentage growth in prices in the UK as measured by the Consumer Prices Index (CPI)
  • 2.5%