Overview

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

This guide is also available in Welsh (Cymraeg).

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension.

You can get Pension Credit even if you have other income, savings or own your own home.

This guide covers Pension Credit in England, Scotland and Wales. Find out about Pension Credit in Northern Ireland.

Other help if you get Pension Credit

If you get Pension Credit you can also get other help, such as:

  • Housing Benefit if you rent the property you live in
  • Support for Mortgage Interest if you own the property you live in
  • Council Tax Reduction
  • a free TV licence if you’re aged 75 or over
  • help with NHS dental treatment, glasses and transport costs for hospital appointments
  • help with your heating costs