Find out what support is available in England to help increase your income. This includes the Cost of Living Payment, Universal Credit and Carer’s Allowance. Find out about cost of living support in Scotland , support in Wales and support in Northern Ireland . Payments and benefits Cost of Living Payment If you’re on certain benefits or tax credits check if you’re eligible for the Cost of Living Payment . Universal Credit Check if you’re eligible for Universal Credit to get a regular payment to help with living costs if: you’re on a low income you’re out of work you cannot work Carer’s Allowance If you care for someone who gets certain benefits at least 35 hours a week check if you’re eligible for Carer’s Allowance . New Style Employment and Support Allowance (ESA) If you have a disability or health condition that affects how much you can work or if you need support to get back into work you can apply for Employment and Support Allowance . New Style Jobseeker’s Allowance (JSA) If you need help when you’re looking for work check if you’re eligible for New Style Jobseeker’s Allowance . Reduce your tax bill Marriage Allowance If you’re married or in a civil partnership you can check if you’re eligible for Marriage Allowance . This lets you transfer some of your personal tax allowance to your partner if you do not pay Income Tax. Tax relief on work-related expenses Check if you can claim tax relief on things you need to buy for your job . Other help you can get National Minimum Wage and Living Wage calculator for workers If you’re employed, you can use this calculator to check if you’re getting the minimum wage . Budgeting Loan Check if you’re eligible for a Budgeting Loan or Budgeting Advance if you’ve been getting one or more of these benefits for the past 6 months: Income Support income-based Jobseeker’s Allowance (JSA) income-related Employment and Support Allowance (ESA) Pension Credit Universal Credit You could get a Budgeting Advance even if you’ve not been getting one of these benefits for the past 6 months if you’re on Universal Credit and need the money to help you start a new job or stay in work. Help to Save If you get certain benefits and you’re on a low income you can get a bonus on your savings. Check if you’re eligible for support with savings (Help to Save) .

Find advice for managing your money. This includes budgeting advice and debt support. Money and pensions advice If you need help with your money and pension choices you can get free, confidential and impartial advice on the MoneyHelper website . How to budget Get support with making a budget on the Citizens Advice website to help to understand what you’re earning and spending and where you might be able to cut costs. Dealing with your debts Answer a few questions to find what options are available if you cannot pay your debts .

Cost of living support

Overview

Find out what support is available to help with the cost of living. This includes income and disability benefits, bills and allowances, childcare, housing and travel.

Check benefits and financial support you can get

Answer a few questions to find out what support you might be able to get to help with living costs if you live in the UK. Check benefits and financial support you can get.

Scams

You may get calls, emails or messages that are pretending to be from a government service or an energy bill support scheme. If you get a message asking for your personal details (for example, bank details or passwords) this could be a scam. Report anything you think is suspicious.

Support available in England

This guide covers cost of living support available in England.

Find out about cost of living support in Scotland, support in Wales and support in Northern Ireland.

Support with income

Find out what support is available to help increase your income. This includes the Cost of Living Payment, Universal Credit and Carer’s Allowance.

Support with bills and costs

Find out what support is available to help with bills and costs. This includes support with utility bills, support from your local council and Council Tax Reduction.

If you’re 60 or over

Find out what support is available if you’re 60 or over. This includes Pension Credit, discounted travel and how to check your State Pension.

If you’re disabled or have a health condition

Find out what support is available if you’re disabled or have a health condition. This includes disability benefits, the Disability Cost of Living Payment and support with prescriptions and health costs.

Childcare and maternity costs

Find out what support is available with childcare and maternity costs. This includes free childcare hours and free school meals.

Managing money

Find advice for managing money, including budgeting advice and debt support.

If you’re finding things difficult

Find support if money worries are impacting your mental health or you’re affected by domestic abuse.

View a printable version of the whole guide

Cost of living support

Overview

Check benefits and financial support you can get

Scams

Support available in England

Support with income

Support with bills and costs

If you’re 60 or over

If you’re disabled or have a health condition

Childcare and maternity costs

Managing money

If you’re finding things difficult

Is this page useful?

Help us improve GOV.UK

Help us improve GOV.UK

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Cost of living support

Overview

Check benefits and financial support you can get

Scams

Support available in England

Support with income

Support with bills and costs

If you’re 60 or over

If you’re disabled or have a health condition

Childcare and maternity costs

Managing money

If you’re finding things difficult

Related content

Is this page useful?

Help us improve GOV.UK

Help us improve GOV.UK