1. Overview

The new State Pension will be a regular payment from the government that you can claim if you reach State Pension age on or after 6 April 2016.

You’ll be able to get the new State Pension if you’re eligible and:

  • a man born on or after 6 April 1951
  • a woman born on or after 6 April 1953

The new State Pension will replace the current State Pension scheme. You’ll get your State Pension under the current scheme if you reach State Pension age before 6 April 2016.

You can still get a State Pension if you have other income like a personal pension or a workplace pension.

How much you can get

The full new State Pension will be no less than £148.40 per week. The actual amount will be set in autumn 2015.

Your National Insurance record is used to calculate your new State Pension.

You’ll usually need 10 qualifying years to get any new State Pension.

The amount you get can be higher or lower depending on your National Insurance record. It will only be higher if you have over a certain amount of Additional State Pension.

You may have to pay tax on your State Pension.

Working after State Pension age

You don’t have to stop working when you reach State Pension age but you’ll no longer have to pay National Insurance. You can also request flexible working arrangements.