Plan your retirement income: step by step
Check what pensions and financial support you can get, and decide when to retire.
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Step 1 Check when you can retire
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and Check how much pension you could get
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Step 2 Increase your pension
You might be able to increase the amount you get if you delay your pension.
You might be able to pay voluntary contributions to fill in gaps in your National Insurance record (such as, from when you were not working or claiming benefits).
For advice about increasing your workplace or private pension, speak to a financial adviser.
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Step 3 Check what other financial support you could get
Check what financial help you could get if you:
- are on a low income
- need help paying your rent
- need help paying your heating bill
- are claiming benefits and the weather is cold
- are disabled
You can also get free bus travel if you:
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Step 4 Decide when to retire