3. How to claim

You won’t get your new State Pension automatically - you have to claim it. You should get a letter 4 months before your State Pension age, telling you what to do.

If you haven’t got a letter 3 months before you reach State Pension age, phone the claim line. They’ll discuss with you what you need to do.

There are 4 ways to claim:

How to claim is different if you claim from Northern Ireland.

If you want to keep working

You can claim your new State Pension even if you carry on working. However, you have the option to defer which can increase the amount you get.

Claiming an Isle of Man pension

If you’re eligible for a state pension from the Isle of Man, you’ll need to claim it separately from your UK new State Pension.

Find out if you’re eligible and how to claim your Isle of Man pension.

You’ll get one payment for your UK pension and a separate payment for your Isle of Man pension.

You can’t defer an Isle of Man pension after 6 April 2016.