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Get free, confidential and independent advice on dealing with debt problems across the UK - telephone, fax, opening hours, website

Apply for financial support if you need an advance or hardship payment before your next Universal Credit payment.

• Overview

  You might be able to get financial help paid to you before your next…

• Get an advance on your first payment

  If you need help to pay your bills or cover other costs before you get…

• If your payments have been stopped or reduced

  Your Universal Credit payments can be stopped or reduced if you get a…

• Get an advance for unexpected costs

  If you already get Universal Credit and need help paying for a one-off…

• Help with job expenses

  If you’re applying for or starting a job, you can get support to pay for…

• Get an advance if your circumstances have changed

  If your circumstances have changed and this means you’ll be eligible for…

If you have a health condition or disability, you’ll have an assessment to work out how much Universal Credit you can get and what you need to do in return.

• Overview

  Universal Credit is a monthly payment to help with your living costs. You…

• Report your health condition or disability

  When you apply for Universal Credit, you can report if you have a health…

• If you have a Work Capability Assessment

  After you’ve reported your health condition or disability or a change in…

• Working and claiming Universal Credit

  You may still get Universal Credit if you work. You must report any change…

• Claiming Universal Credit if you’re nearing the end of life

  If you’re nearing the end of life (for example, due to a life-limiting…

• If you get the severe disability premium

  If you get, or are entitled to, the severe disability premium you may be…

Universal Credit can include help with housing costs - paying your landlord, what to do if you cannot pay your rent, other help you can get.

Carer's Credit helps carers fill gaps in your National Insurance record to help you qualify for the State Pensions and other benefits - what you'll get, eligibility and how to claim

Pension Credit is extra money for pensioners to bring your weekly income up to a minimum amount - what you'll get, apply, eligibility.

Financial help if you're disabled - benefits, housing costs, council tax, vehicle tax exemption, TV Licence, motability schemes, VAT relief

A summary of good practices and advice for landlords who have tenants on Universal Credit.

• Updated: 23 January 2020

Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible