Guidance

UK nationals in the EU: benefits and pensions in a ‘no deal’ scenario

This guidance explains the rights of UK nationals in the EU to benefits and pensions if the UK leaves the EU without an agreement (a ‘no deal’ scenario).

I am a UK national living in the EU. Will I still get my State Pension?

Yes.

Will UK nationals continue to get their State Pension uprated under no deal?

The UK leaving the EU will not affect entitlement to continue receiving the UK State Pension if you live in the EU, and we are committed to uprate across the EU in 2019 to 2020. We would wish to continue uprating pensions beyond that but would take decisions in light of whether, as we would hope and expect, reciprocal arrangements with the EU are in place.

Will UK nationals continue to get their benefits transferred to EU countries including child benefit and disability benefit?

Yes.

Will I still be eligible for my in-country benefits paid by the host country?

In the event the UK leaves the EU without a deal, the UK will call on the EU and its member countries to continue their commitments to EU citizens and protect the rights of UK nationals living in EU countries.

We want UK nationals to be able to stay in the EU countries that they live in when the UK leaves the EU, and for their rights to employment, healthcare, education, benefits and services to be protected.

I live in the EEA, and have an annuity or personal pension from a UK-based firm. Will I still be able to get payments from my annuity or personal pension?

If you live in the EEA and have an annuity or personal pension with a UK-based firm, your firm should have made plans to make sure you can still get payments from your annuity or personal pension, even if the UK leaves the EU without a deal.

If your firm needs to make any changes to your annuity or personal pension or the way it provides it, your firm should contact you.

If you have any concerns about whether you might be affected you should contact your firm.

I am UK citizen living in the EU, will I still be able to receive my UK private occupational pension?

There is nothing in UK private occupational pensions legislation that prevents occupational pension schemes from making pension payments overseas. We do not expect that this will change as a result of the UK withdrawing from the EU.

UK and Ireland agreement

The UK government has announced an agreement on social security with Ireland, guaranteeing continued access to State Pension and benefits for UK and Irish citizens and their qualifying family members when in the other’s state.

This means the rights of UK and Irish citizens living and working in each other’s state are protected after the UK leaves the EU – including transferring certain benefits like child benefit and disability benefits – if there’s no deal.

Published 18 December 2018
Last updated 15 February 2019 + show all updates
  1. Added information about the UK's agreement with Ireland on social security rights.
  2. Added question about receiving a UK private occupational pension in the EU.
  3. Updated the answer to the question about eligibility for in-country benefits paid by a host country.
  4. First published.