We use some essential cookies to make this website work.
We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.
We also use cookies set by other sites to help us deliver content from their services.
You have accepted additional cookies. You can change your cookie settings at any time.
You have rejected additional cookies. You can change your cookie settings at any time.
Departments, agencies and public bodies
News stories, speeches, letters and notices
Detailed guidance, regulations and rules
Reports, analysis and official statistics
Consultations and strategy
Data, Freedom of Information releases and corporate reports
How to prioritise and reduce your debts, and where to get free debt advice
A Debt Relief Order (DRO) is a solution to deal with personal debts you cannot pay. It helps you make a fresh start (with some restrictions).
When an Individual Savings Account (ISA) can be closed, and how to void or repair an ISA if you're an ISA manager.
If your Universal Credit is reduced because of a sanction or penalty for fraud, you can apply for a hardship payment to help meet your immediate basic essential needs.
Guidance on debt relief orders for debt advisers. To search, press ‘control’ and ‘f’ on your keyboard at the same time. A search box will appear.
Find out if you can claim a Research and Development (R&D) tax credit for accounting periods beginning before 1 April 2024.
Late commercial payments - interest and debt recovery costs you can charge businesses for late payments
Alternatives to bankruptcy and the different types of agreements you can make with your creditors.
Don’t include personal or financial information like your National Insurance number or credit card details.
To help us improve GOV.UK, we’d like to know more about your visit today. Please fill in this survey (opens in a new tab).