1. Overview

You need to pay back Tuition Fee Loans and Maintenance Loans, but not other student finance, eg grants and bursaries.

You still have to repay your student loan if you leave your course early.

When you start repaying your loan and what you pay depend on which repayment plan you’re on.

Plan 1

Plan 1 is for:

  • English and Welsh students who started before 1 September 2012
  • All Scottish and Northern Irish students

You start repaying when you earn over £17,335. This amount changes on 6 April every year.

Plan 2

Plan 2 is for English and Welsh students who started on or after 1 September 2012.

You start repaying when you earn over £21,000.

How to pay

How you repay your loan depends on whether you’re employed or self-employed.

Keep your payslips and P60 for your records - you’ll need them if you want to get a refund.