1. How it works

This guide is also available in Welsh (Cymraeg).

Marriage Allowance lets you transfer £1,150 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you.

This reduces their tax by up to £230 in the tax year (6 April to 5 April the next year).

To benefit as a couple, you (as the lower earner) must have an income of £11,500 or less. You can calculate how much tax you’ll pay as a couple.

You can backdate your claim to include any tax year since 5 April 2015 that you were eligible for Marriage Allowance.

Who can apply

You can get Marriage Allowance if all the following apply:

  • you’re married or in a civil partnership
  • you don’t earn anything or your income is under £11,500
  • your partner’s income is between £11,501 and £45,000 (or £43,000 if you’re in Scotland)

You can still apply for Marriage Allowance if you or your partner:

  • are currently receiving a pension
  • live abroad - as long as you get a Personal Allowance.

If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.