Marriage Allowance

How it works

This guide is also available in Welsh (Cymraeg).

Marriage Allowance lets you transfer £1,190 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you.

This reduces their tax by up to £238 in the tax year (6 April to 5 April the next year).

To benefit as a couple, you (as the lower earner) must have an income of £11,850 or less. You can calculate how much tax you’ll pay as a couple.

You can backdate your claim to include any tax year since 5 April 2015 that you were eligible for Marriage Allowance.

If your partner has died since 5 April 2015 you can still claim - phone the Income Tax helpline. If your partner was the lower earner, the person responsible for managing their tax affairs needs to phone.

Who can apply

You can get Marriage Allowance if all the following apply:

  • you’re married or in a civil partnership
  • you don’t earn anything or your income is £11,850 or less
  • your partner’s income is between £11,851 and £46,350 (or £43,430 if you’re in Scotland)

It won’t affect your application for Marriage Allowance if you or your partner:

  • are currently receiving a pension
  • live abroad - as long as you get a Personal Allowance.

If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.

You can’t get Marriage Allowance and Married Couple’s Allowance at the same time.