Guidance

National Insurance credits for partners of armed forces personnel overseas after 6 April 1975

How spouses and civil partners of armed forces personnel posted overseas can fill gaps in their National Insurance record.

Documents

Details

Read this guidance to find out how to get Class 3 National Insurance credits if:

  • you are or were married to or the civil partner of a member of the armed forces
  • you went with them on an overseas posting after 6 April 1975
  • you reach State Pension age on or after 6 April 2016

Class 3 National Insurance credits can help to fill gaps in your National Insurance record and count towards your State Pension.

How to apply

Published 6 April 2016
Last updated 16 September 2016 + full page history
  1. HTML and PDF guidance revised to: clarify that individuals are entitled to National Insurance credits even if they do not have any gaps in their National Insurance contributions; state that an individual's State Pension may not be affected if they claim National Insurance credits without a gap in their National Insurance contributions; and encourage individuals to check whether there is a gap in their National Insurance contributions for the period(s) spent abroad before applying for National Insurance credits.
  2. Clarified these credits are for people whose State Pension age is on or after 6 April 2016.
  3. First published.