NHS pensions

Information about the previous NHS Pension Scheme and the 2015 NHS Pension Scheme.

From 1 April 2015 the new NHS Pension Scheme replaced the previous scheme.

2015 NHS Pension Scheme

The new NHS Pension Scheme reflects the recommendations made by the Independent Public Service Pensions Review conducted by Lord Hutton.

The Department of Health held detailed discussions with health sector trade unions and employer representatives to finalise the new NHS Pension Scheme.

The proposed final agreement on reforms to the NHS Pension Scheme is the government’s final position on the design of the new pension scheme.

Find out more on this new scheme from the NHS Pension Scheme proposal factsheets.

Find out more about NHS Pension Scheme access for GP federations on the NHS England website.

NHS Pension Scheme

The NHS Pension Scheme is a defined benefit public service pension scheme, which operates on a pay-as-you-go basis. A new reformed scheme was introduced on 1 April 2015 that calculates pension benefits based on career average earnings. Transitional arrangements permit individuals who on 1 April 2012 were within 10 years of normal pension age to continue participating in the old ‘final salary’ NHS Pension Scheme arrangements (the 1995 and 2008 sections).

The NHS Pension Scheme is administered by the NHS Business Service Authority, where you can find more information about the scheme.

Consultations on pension reforms

  1. NHS pension scheme draft regulations 2015: part 3
  2. NHS Pension scheme draft regulations 2015: part 2
  3. NHS Pension scheme draft regulations 2015: part 1
  4. NHS Pension Scheme: consultee list
  5. NHS pension scheme changes
  6. Amendments to NHS pension scheme regulations
  7. Amendments to the NHS pension scheme regulations
  8. NHS Pension Scheme: proposed changes to regulations

Actuarial valuations

Published 3 January 2014
Last updated 16 November 2015 + show all updates
  1. Added a link to information on access to the NHS Pension Scheme for GP federations.
  2. Updated to reflect that the 2015 NHS Pension Scheme is now current.
  3. First published.