There’s a limit on the total amount of benefit that most people aged 16 to 64 can get. This is called the benefit cap.
Benefits that are affected
The cap applies to the total amount that the people in your household get from the following benefits:
- Bereavement Allowance
- Carer’s Allowance
- Child Benefit
- Child Tax Credit
- Employment and Support Allowance (unless you get the support component)
- Guardian’s Allowance
- Housing Benefit
- Incapacity Benefit
- Income Support
- Jobseeker’s Allowance
- Maternity Allowance
- Severe Disablement Allowance
- Widowed Parent’s Allowance (or Widowed Mother’s Allowance or Widows Pension you started getting before 9 April 2001)
How much is the benefit cap?
The level of the cap is:
- £500 a week for couples (with or without children living with them)
- £500 a week for single parents whose children live with them
- £350 a week for single adults who don’t have children, or whose children don’t live with them
This may mean the amount you get for certain benefits will go down to make sure that the total amount you get isn’t more than the cap level.
Use the benefit cap calculator to find out how the benefit cap affects you.
Who won’t be affected?
You’re not affected by the benefit cap if anyone in your household qualifies for Working Tax Credit or gets any of the following benefits:
- Disability Living Allowance
- Personal Independence Payment
- Attendance Allowance
- Industrial Injuries Benefits (and equivalent payments as part of a war disablement pension or the Armed Forces Compensation Scheme)
- Employment and Support Allowance, if you get the support component
- War Widow’s or War Widower’s Pension
- War pensions
- Armed Forces Compensation Scheme
- Armed Forces Independence Payment
You might be affected by the cap if you have any grown-up children who still live with you and they qualify for one of these benefits. This is because they won’t normally count as part of your household.
If you’re seeing a Jobcentre Plus adviser, Work Programme or Work Choice provider, they’ll continue to help you look for work and get skills you may need for a job.