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Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.
You may be able to get help towards interest payments on: the mortgage for…
You’ll get help paying the interest on your mortgage or loan. Support for…
To be eligible for a Support for Mortgage Interest (SMI) loan, you must…
When you apply for a qualifying benefit, you’ll be asked extra questions…
You’ll need to repay your SMI loan as a lump sum with interest if you sell…
You can still get financial help with your housing costs if your Income…
The legal process of home repossession, including what your mortgage lender must do, repossession hearings, possession orders and help with legal costs
If you miss your mortgage repayments and cannot agree a repayment plan,…
What your mortgage lender must do Before a mortgage lender can repossess…
If your lender starts a repossession action against you, the court will…
If you’re on low income, you might be eligible for legal aid. It can help…
Repossession hearings normally take place in a judge’s chambers, not in a…
The lender can only repossess your home if the court grants permission.…
You can ask a judge to ‘suspend the warrant for possession’. This means…
If you think the judge made mistakes about the law or the facts of your…
Help from your council Your local council must give you advice to help you…
Mortgage Interest Run On is extra money you can get towards housing costs for 4 weeks if your benefits are stopping - eligibility, what you'll get, how to claim
Mortgage Interest Run On is extra money you can get towards your housing…
If you’re eligible and were getting Support for Mortgage Interest before…
You can claim Mortgage Interest Run On if you’ve stopped getting…
You do not need to apply - you should get Mortgage Interest Run On…
Application form DS2E: application form to cancel the entries relating to a registered charge for which an END has been sent.
The mortgage repayment calculator is a simple tool that lets customers estimate their monthly payments for both interest-only and repayment mortgages, and see how changes in interest rates would affect their payments.
Guidance for lenders on taking part in the scheme to pay Support for Mortgage Interest (SMI) direct to qualifying lenders.
When you need permission to remortgage, how your lenders are involved, what documents you’ll need and how to apply.
How to buy a home: preparing to buy, deciding on a home, making offers, conveyancing, paying Stamp Duty Land Tax and making complaints.
When you need permission to remortgage, what documents you’ll need and how to apply.
The Mortgage Rescue Scheme has closed. Find out what other support you can get.
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