Repossession
Defence form
If your lender starts a repossession action against you, the court will send you a blank defence form and guidance on how to fill it in.
You can use the form to explain why you think the lender should not repossess your home. You need to return it within 14 days.
The court will also send you:
- copies of the claim forms for possessing your home, filled in by your lender
- a court hearing date
- the court’s contact details