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What structural alterations are, when and how to apply for permission, how they may affect your home's value and what you owe on your equity loan.

• Updated: 4 February 2022

Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

• How shared ownership works

  You can buy a home through the shared ownership scheme if you cannot…

• Who can apply

  You can buy a home through shared ownership if both of the following are…

• Costs

  You’ll need to plan for all the costs when buying a home. When you’ve…

• Paying rent

  For a shared ownership home, you need to pay rent to your landlord for the…

• Apply

  There are 4 steps to apply for a shared ownership home. 1. Check if you…

• Finding a shared ownership home

  There are several places where you can search for shared ownership homes…

• Repairs and home improvements

  You will need to pay for repairs and maintenance no matter what share you…

• Buying more shares ('staircasing')

  You can buy more shares in your home after you become the owner. This is…

• Selling your home

  You can sell your shared ownership home at any time. If you own 100% of…

• Renting out all or part of your home (subletting)

  You can normally rent out (sublet) a room in the home, but you must live…

• Help and advice

  You can get free advice about how to buy a shared ownership home or…

The information clients, principal designers, principal contractors and accountable persons need to keep.

• Updated: 18 September 2024

The legal process of home repossession, including what your mortgage lender must do, repossession hearings, possession orders and help with legal costs

The government’s housing and regeneration agency champions need for thriving places and new homes that support the natural environment.

• Updated: 18 May 2026

This document is an initial set of starter homes design exemplars put together by the government’s new Design Advisory Panel.

• Updated: 27 March 2015

You can no longer apply for the Help to Build Equity Loan. Find out what happens after you’ve applied and how to make a complaint.

Links to design and placemaking guidance content developed by Homes England.

• Updated: 14 May 2026

When you need permission to remortgage, what documents you’ll need and how to apply.

• Updated: 4 February 2022

How to sell a home: Energy Performance Certificates (EPCs), using estate agents, finding a legal professional, getting offers, transferring ownership and making complaints.