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Free and impartial help with money and pensions.

• Updated: 21 December 2017

Find out what support is available to help with the cost of living: income and disability benefits, bills and allowances, childcare, housing and travel.

• Overview

  Find out what support is available to help with the cost of living. This…

• Benefits, tax and work

  Find out what support is available in England to help increase your…

• Living costs: bills, housing and health

  Find out what support is available to help with bills and costs in…

• If you’re 60 or over

  Find out what support is available if you’re 60 or over in England. This…

• If you’re disabled or have a health condition

  Find out what support is available if you’re disabled or have a health…

• Childcare and maternity costs

  Find out what support is available with childcare and maternity costs in…

• Managing money, savings and debt

  Find advice for managing your money. This includes budgeting advice and…

• If you’re finding things difficult

  Find support if money worries are impacting your mental health or you’re…

Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible

• How they work

  A Budgeting Loan can help pay for: furniture or household items (for…

• Check if you're eligible

  To get a Budgeting Loan you must have been getting one or more of these…

• What you could get

  The lowest amount you can borrow is £100. You could get up to: £348 if…

• Paying back the loan

  A Budgeting Loan is interest free so you only pay back what you borrow.…

• Apply for a Budgeting Loan

  Check you’re eligible before you apply for a Budgeting Loan. You can apply…

• After you apply

  After you apply you’ll be given a decision on your application. You need…

• Other help you can get

  You may be able to get other kinds of support, including: help from your…

Child Trust Fund accounts - find a lost account, how to make payments, managing the account

How to open a Junior ISA for your child - including managing and adding money to an account.

Get help with savings if you're on a low income (Help to Save) - how it works, what you'll get, eligibility, how it affects your benefits and how to apply online.

Guardian's Allowance help if you're looking after a child who is not your own - rates, eligibility, how to claim, appeal a decision.

A trust is a way of managing assets (money, investments, land or buildings) for people - types of trust, how they are taxed, where to get help.

Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

Inheritance Tax (IHT) is paid when a person's estate is worth more than £325,000 when they die - exemptions, passing on property. Sometimes known as death duties.