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  • Highlighting common difficulties faced by the services’ mobile population in acquiring credit and offers advice on how to overcome these.

  • Detailed information about Universal Credit.

  • Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.

    • Overview

      You may be able to get help towards interest payments on: the mortgage for…

    • What you'll get

      You’ll get help paying the interest on your mortgage or loan. Support for…

    • Eligibility

      To be eligible for a Support for Mortgage Interest (SMI) loan, you must…

    • How to apply

      When you apply for a qualifying benefit, you’ll be asked extra questions…

    • Repaying your loan

      You’ll need to repay your SMI loan as a lump sum with interest if you sell…

    • If your benefits stop

      You can still get financial help with your housing costs if your Income…

  • A summary of good practices and advice for landlords who have tenants on Universal Credit.

  • How to prioritise and reduce your debts, and where to get free debt advice

  • Apply for financial support if you need an advance or hardship payment before your next Universal Credit payment.

  • Financial help if you're disabled - benefits, housing costs, council tax, vehicle tax exemption, TV Licence, motability schemes, VAT relief

  • The Industrial Energy Transformation Fund (IETF) supports the development and deployment of technologies that enable businesses with high energy use to transition to a low carbon future.

  • Find out about help you can get moving from benefits to work - training, work trials, starting your own business, help with drug or alcohol problems, carer support

  • UK Export Finance’s policy on the credit terms related to the export contracts it is asked to support.