Overview

You may be able to pay Class 3 voluntary National Insurance to fill gaps in your contributions record to qualify for benefits like the State Pension.

This guide is also available in Welsh (Cymraeg).

Before you pay

Check your National Insurance record to find out:

  • if you have any gaps
  • if you’re eligible to pay voluntary contributions
  • how much it will cost

Voluntary contributions do not always increase your State Pension.

If you’re below State Pension age, contact the Future Pension Centre to find out if you’ll benefit from voluntary contributions.

If you’ve reached State Pension age, contact the Pension Service to find out if you’ll benefit from voluntary contributions.

Pay online

You can pay online by approving a payment through your online bank account.

Pay now

Other ways to pay

Contact HM Revenue and Customs (HMRC) if you want to:

  • pay quarterly - they’ll send you a bill every July, October, January and April
  • make a one-off payment

Make sure you pay HMRC by the deadline you’re given. The amount of time you’ll need to allow depends on how you pay.

Recurring payments

You can pay monthly via Direct Debit.

Same or next day

You can make same or next day payments:

3 working days

You can pay within 3 days: