1. Overview

You pay Class 3 voluntary National Insurance to fill gaps in your contributions record and qualify for benefits like the State Pension.

You can ask HM Revenue and Customs (HMRC) to check your National Insurance record. HMRC will then write to let you know if:

Ways to pay

You can pay monthly via Direct Debit.

Contact HMRC if you want to pay by another method. They’ll send you a bill every July, October, January and April.

Make sure you pay HMRC by the deadline you’re given. The amount of time you’ll need to allow depends on how you pay.

Same or next day

3 working days

One-off payments

You can also make one-off payments using any of these methods apart from Direct Debit.