Guidance
Check if you have to pay tax on your pension
Use this tool to calculate how much Income Tax you may need to pay when you get a pension.
You may have to pay tax on your pension depending on your income.
At the end of this tool, you’ll get an estimate showing:
- whether you need to pay tax on your pension
- how much tax you may need to pay this year
The result is based on you:
- having the standard Personal Allowance of £12,570 (the amount you can earn before you have to pay tax)
- starting to get your State Pension after 5 April 2010
Before you start
The tool will estimate your tax for this tax year (6 April to 5 April).
You’ll need to know for this tax year:
- what types of pensions you’ll get (for example, State Pension or private pension)
- how much State Pension you’ll get — you can use your annual, weekly or 4-weekly amount
- how much private pension you’ll get
- the amount of any other taxable income you’ll get (for example, from employment or income from savings interest)
- if you receive or transfer Marriage Allowance
You cannot include any foreign income or Blind Person’s Allowance you get.