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Guidance

Shared Ownership guidance for lenders, landlords and conveyancers

Information on the rules and requirements of grant funded Shared Ownership schemes in England.

Applies to England

Documents

Details

This guidance aims to improve the understanding of how grant funded Shared Ownership operates, promote good practice, support continued collaboration between landlords and lenders and widen the opportunities for potential purchasers to access home ownership.

Landlords who are a party to a Home England grant agreement should also reference the funding conditions set out in their agreement and the Capital Funding Guide.

This guidance replaces the joint Shared Ownership guidance.

It provides information for:

  • mortgage lenders in England
  • registered providers offering grant funded Shared Ownership
  • unregistered bodies offering grant funded Shared Ownership
  • conveyancers in England

It has been produced by:

It will be regularly reviewed and updated, particularly following legislative changes and statutory amendments. Reviews will be undertaken by these partners working with Homes England. You can send us comments for consideration as part of these reviews. Email sharedownership@homesengland.gov.uk.

Updates to this page

Published 31 July 2026

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