Early retirement, your pension and benefits

State Pension

The earliest you can get your State Pension is when you reach your State Pension age. You’ll have to wait to claim your State Pension if you retire before you reach that age.

The amount you’ll get

The amount you’ll get depends on your National Insurance record and when you reach State Pension age.

You’ll claim basic State Pension and Additional State Pension if you reached State Pension age before 6 April 2016.

You’ll claim the new State Pension if you reach State Pension age on or after 6 April 2016.

  1. Step 1 Check when you can retire

  2. and Check how much pension you could get

  3. Step 2 Increase your pension

    You might be able to increase the amount you get if you delay your pension.

    1. Find out about delaying your pension

    For advice about increasing your workplace or private pension, speak to a financial adviser.

    1. Find a financial adviser through Unbiased
  4. Step 3 Check what other financial support you could get

  5. Step 4 Decide when to retire