Budgeting Loans
What you could get
The lowest amount you can borrow is £100. You could get up to:
- £348 if you’re single
- £464 if you have a partner
- £812 if you or your partner claim Child Benefit
How much you could get depends on whether you:
- can pay the loan back
- have savings of more than £1,000 (£2,000 if you or your partner are 63 or over)
- are paying back an existing Budgeting Loan or Crisis Loan
How you’ll be paid
Budgeting loans are paid into the same account as your benefit. If you want to be paid into a different account, either:
- change the account your benefit is paid into before you apply
- apply using the paper form (this takes longer than applying online)