Apply

Check you’re eligible before you apply.

If you get Universal Credit you cannot get a Budgeting Loan. You’ll need to apply for a Budgeting Advance instead.

You must use the paper form if you’re an appointee applying on behalf of someone else.

There’s a different way to apply in Northern Ireland.


If you apply online, you’ll be told whether you’ve been offered a loan within 20 working days. If you accept the loan offer, you’ll then receive the money within 12 working days.

The loan is paid into your bank, building society or credit union account.

Other ways to apply

You can print and fill in form SF500. It can take up to 25 working days for your application to be processed.

You can also:

  • pick up the form from your nearest Jobcentre Plus
  • phone the Social Fund and ask for a form to be posted to you - allow 5 working days for the form to arrive

Social Fund
Telephone: 0800 169 0140
NGT text relay (if you cannot hear or speak on the phone): 18001 then 0800 169 0140
Monday to Friday, 8am to 6pm
Find out about call charges

You can return your completed form by post or hand it in to your local Jobcentre Plus.

Questions about your application

Call the Social Fund if you have a question about the progress of your application.

Allow 20 working days before phoning if you return your form by post (it may not have been processed before then).