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Warm Homes Loan Scheme

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Overview

A Warm Homes loan could help you pay for energy saving improvements to your home, such as heat pumps or solar panels.

The loan is provided by a lender (for example, a bank).

After the improvement work is done, it might be checked as part of an audit.

If you’re on a low income

If you’re on a low income, you might be able to get free energy saving improvements made to your home instead through the Warm Homes: Local Grant or other grants.

Using the Warm Homes Loan Scheme with other funding

You may be able to get a Warm Homes loan as well as other grants or money from other funding schemes, including:

You cannot use a Warm Homes loan and other government funding to pay for the same improvement.