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Warm Homes Loan Scheme

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Eligibility

To be eligible for a Warm Homes loan:

  • you must own the property you’re applying for, either with or without a mortgage
  • the property must be in the UK
  • the property must be residential, not commercial

Lenders may also have more eligibility rules.

What you must use your loan for

You must use the loan to pay for one or more of the following energy saving improvements:

  • air source and ground source heat pumps
  • solar photovoltaic (PV) panels
  • battery storage systems
  • heat network connections
  • domestic wind turbines
  • micro hydroelectric systems

You can apply for a loan to pay for more than one improvement.

Approved installers

You must usually get a Microgeneration Certification Scheme (MCS) certified installer to do the improvement work, but you can get any installer to install heat network connections.

You cannot do the improvement work yourself.