Search all content on GOV.UK

You do not pay tax on your savings interest if you're on a low income.

• How much tax you pay

  Most people can earn some interest from their savings without paying tax.…

• Previous tax years

  If you’re self-employed and need to declare savings interest from a…

Sign in to your Help to Save account - check your balance, grow your savings and bonus, read your messages and do other tasks

Personal Allowance, Income Tax rates, bands and thresholds.

• Current rates and allowances

  How much Income Tax you pay in each tax year depends on: how much of your…

• Previous tax years

  The standard Personal Allowance from 6 April 2024 to 5 April 2025 was…

Income Tax on payments from pensions, tax-free allowances, how you pay tax on pensions.

Income Tax is a tax you pay on your earnings - find out about what it is, how you pay and how to check you're paying the right amount using HMRC's tax calculator.

Find out how tax works on pensions, savings and additional income, before and after you retire.

• Updated: 28 July 2025

If you're an employer and provide expenses or benefits to employees or directors, you might need to tell HMRC and pay tax and National Insurance on them

Age-related tax allowance, calculating tax if you carry on working, National Insurance payments

Tell HMRC about undeclared income, self-employment, capital gains, profits in a company and foreign income

Check whether you need to report and pay any tax on income you make apart from your main job or earnings.