Get help

When planning your pension and retirement income you might need help with:

  • choosing a personal or stakeholder pension
  • planning your savings
  • choosing how you want to get your retirement income
  • delaying your State Pension payments (deferring)

Where to get help

You can get free guidance on your retirement savings options from:

Pension Wise has information to help you decide what to do with your money if it’s in a ‘defined contribution’ pension. If you’re over 50, you can book an appointment to speak to someone.

Paying for financial advice

You can find an independent financial adviser:

If you’re paying into a pension scheme, you can ask your pension provider about taking out up to £500 to pay for financial advice on retirement. You can do this once a year up to 3 times without a tax charge. Not all pension schemes provide this.