Plan your retirement income

Working past State Pension age

You might decide that you do not want to stop working when you reach State Pension age.

If you do, you’ll no longer have to pay National Insurance.

The law protects you against discrimination if you’re over State Pension age and want to stay in your job or get a new one.

Staying in your job

There is no official retirement age and you usually have the right to work as long as you want to.

There are some circumstances when employers may have the right to set a compulsory retirement age that they choose.

Your employer cannot make you redundant because of your age.

Getting a new job

You do not have to give your date of birth when applying for a new job. Employers cannot make you give this information if you do not want to.

Employers also can not set an age limit for a job, unless they can justify it (for example because of certain physical abilities) or it’s a limit set by law, for example for the fire service.

You can request flexible working at any age.