Individual Savings Accounts (ISAs)
How to open an ISA
You can get an Individual Savings Account (ISA) from:
- banks
- building societies
- credit unions
- friendly societies
- stock brokers
- peer-to-peer lending services
- crowdfunding companies
- other financial institutions
You’ll need your National Insurance number. You can find your National Insurance number online if you do not know it.
Contact your provider directly for more information about how to open an ISA with them.
Opening and managing an ISA for someone who lacks the mental capacity to do this for themselves
You can apply for and manage an ISA on someone’s behalf if:
- you hold lasting power of attorney (LPA) for them
- you’re a financial affairs deputy for them
To apply to become a financial affairs deputy:
- in England and Wales apply to the Court of Protection
- in Scotland apply to the Office of the Public Guardian in Scotland
- in Northern Ireland apply to the Office of Care and Protection