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  • Early retirement, your pension and benefits

    Taking early retirement can affect the pension and benefits you get

    • State Pension

      The earliest you can get your State Pension is when you reach your State…

    • Personal and workplace pensions

      When you can take money from your pension pot will depend on your pension…

    • Benefits

      The amount of money you get from any income-related benefits could be…

  • Pension Credit

    Pension Credit is extra money for pensioners to bring your weekly income up to a minimum amount - what you'll get, apply, eligibility.

    • Overview

      Pension Credit gives you extra money to help with your living costs if…

    • Eligibility

      You must live in England, Scotland or Wales and have reached State Pension…

    • What you'll get

      Pension Credit tops up: your weekly income to £227.10 if you’re single…

    • How to claim

      Before you apply for Pension Credit, check if you’re eligible. When you…

    • Report a change of circumstances

      You need to report changes to you and your partner’s personal and…

  • Plan your retirement income

    Work out how much money you'll get when you retire and plan ahead - State Pension, Pension Credit, National Insurance

    • Overview

      A pension is a way to save money for later in your life. You may be able…

    • Your pension options

      You can pay into as many pension schemes as you want. It depends on how…

    • Private pension schemes

      Workplace pensions and personal or stakeholder pensions are a way of…

    • Pensions from the government

      The pension you get from the government (‘State Pension’) is based on your…

    • Working past State Pension age

      You might decide that you do not want to stop working when you reach State…

    • Get help

      When planning your pension and retirement income you might need help with:…

  • Over 80 pension

    If you're over 80 you can get your State Pension topped up to £105.70 a week in 2025 to 2026 - for men born before 6 April 1951 and women born before 6 April 1953

  • Working after State Pension age

    Working while taking your pension, State Pension age, retirement age, how long you can work, tax and national insurance, flexible working, discrimination

  • Check your State Pension age

    Work out your State Pension age and Pension Credit qualifying age

  • Universal Credit if you're State Pension age and get a Migration Notice letter

    How Universal Credit works if you’re State Pension age and you got a Migration Notice letter.

    • Updated:
  • The basic State Pension

    How to claim the basic State Pension and how it's calculated - for men born before 6 April 1951 and women born before 6 April 1953.

  • The new State Pension

    How to get and claim your State Pension, State Pension age - for men born on or after 6 April 1951 and women born on or after 6 April 1953.

  • Additional State Pension

    Additional State Pension, also known as the State Second Pension or SERPS, is extra money on top of your basic State Pension.