Help to Buy administration fees
A list of the administration (admin) fees that apply to Help to Buy equity loan schemes.
Applies to England
Help to Buy: Equity Loan administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | £200 |
| Part repaying your equity loan (staircase) | £200 |
| Remortgage | £115 |
| Making structural alterations to your Help to Buy home | £50 |
| Letting your Help to Buy home | £50 |
| Changing ownership of your home (transfer of equity) | £115 |
| Management fees | £1 per month |
Read more about managing your Help to Buy: Equity Loan.
Armed Forces Home Ownership Scheme (AFHOS) administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | £200 |
| Part repaying your equity loan (staircase) | £200 |
| Remortgage | £50 |
| Moving away from base | £30 |
| Home improvements | £50 |
| Changing ownership of your home (transfer of equity) | £50 |
You can find more information about this scheme in the AFHOS buyer’s guide.
FirstBuy scheme administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | £250 |
| Part repaying your equity loan (staircase) | £250 |
| Remortgage | £115 |
| Letting your home | £75 |
| Home improvements | £75 |
| Changing ownership of your home (transfer of equity) | £75 |
You can find more information about this scheme in the FirstBuy buyer’s guide.
First Time Buyers’ Initiative (FTBI) administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | £200 |
| Part repaying your equity loan (staircase) | £200 |
| Remortgage | £50 |
| Letting your home | £50 |
| Home improvements | £50 |
| Changing ownership of your home (transfer of equity) | £50 |
You can find more information about this scheme in the FTBI buyer’s guide.
London-Wide Initiative administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | £200 |
| Part repaying your equity loan (staircase) | £200 |
| Remortgage | £50 |
| Home improvements | £50 |
| Letting your home | £50 |
| Changing ownership of your home (transfer of equity) | £50 |
You can find more information about this scheme in the London-Wide Initiative information pack.
HomeBuy Direct administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | £250 |
| Part repaying your equity loan (staircase) | £250 |
| Remortgage | £115 |
| Home improvements | £75 |
| Letting your home | £75 |
| Changing ownership of your home (transfer of equity) | £75 |
You can find more information about this scheme in the HomeBuy Direct Buyer’s Guide.
When to pay admin fees
You’ll need to pay an admin fee when you apply to make changes to your equity loan.
Pay your admin fee online
When you have applied to make changes to your equity loan account and it’s time to pay your admin fee, you can pay it online.
If we have your mobile number, we’ll send you an SMS text message from ‘HelptoBuy’ with a unique link to HelptoBuy.paythru.com. The link works for 4 days from when we send it. We only use this payment method for your admin fee, so we will not ask you to pay more than £250 in this way.
For other ways to pay, please read the guidance on managing your equity loan.
Updates to this page
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Information now includes administration fees for other government Help to Buy equity loan schemes.
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Includes information about how customers can pay admin fees online, if a unique link is sent to their mobile number.
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Adding link to information packs about other closed affordable home ownership schemes.
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Edited the fee charged for changing ownership of your Help to Buy home with correct cost
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First published.