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Manage your Help to Buy: Equity Loan

How to manage or make changes to your equity loan, including how to repay or remortgage, sublet, alter or change ownership of your Help to Buy home.

Repay your Help to Buy: Equity Loan

How to repay your equity loan when you sell your home

How to repay your equity loan using your own money

How to repay your equity loan when you remortgage

Repayment process checklist

Watch a YouTube film about how to apply to repay

Remortgage your Help to Buy home

How to remortgage your Help to Buy home without borrowing more money

How to remortgage your Help to Buy home and borrow more money

Understanding fees and payments

Reminder of how and when to repay your Help to Buy: Equity Loan

Paying interest on your Help to Buy: Equity Loan

Set up a Direct Debit to pay you interest and monthly management fee

Help to Buy administration fees

Help to Buy: Equity Loan arrears

Arranging a market valuation with a surveyor

How to get a valuation of your Help to Buy home

External cladding and specialist valuations

Make changes to your Help to Buy: Equity Loan

Nominate someone else to manage your Help to Buy: Equity Loan

How to make structural alterations to your Help to Buy home

How to sublet your Help to Buy home

How to change ownership of your Help to Buy home

Did you buy your home using another equity loan scheme?

We also manage your equity loan if you own your home by using one of the following government schemes:

Read the information pack for your scheme to find out about the interest, payments, fees, terms and conditions.

If you have a question

You’ll find guidance here to answer most Help to Buy queries. But if you need to, you can contact us by:

Post:
Help to Buy customer services, PO Box 5262, Lancing, BN99 9HE

Email:
customerservices@myhelptobuyloan.co.uk

Phone:
0300 123 4123.

Monday to Friday, 8am to 8pm, and Saturday 9am to 1pm (excluding UK public holidays).

Other information

Updates to this page

Published 5 May 2021
Last updated 7 October 2024 show all updates
  1. Details regarding other government schemes which are not the Help to Buy: Equity Loan, have been listed and made more prominent on this page.

  2. Added glossary

  3. Updated contact details

  4. Added a link to a list of the administration fees that apply to a Help to Buy: equity loan.

  5. First published.