Guidance
Find out what to do if you owe money to HMRC
Use this online tool to help you find the right guidance and support if you owe money to HMRC for tax or penalties.
Find guidance, support and information on:
- checking if a letter you’ve received from HMRC is genuine
- getting extra support due to your health or personal circumstances
- making a payment
- disagreeing with a tax decision or penalty
- getting help with signing in to HMRC online services
- what help is available if you cannot pay your tax on time
- what will happen if you do not pay your tax bill
If you want to speak to someone about your debts you can get free, confidential and independent advice from a debt adviser.
Updates to this page
Published 18 August 2025